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Deposit Rates

This online rate sheet does not include all products offered by KS StateBank. For additional product and rate information, please call or stop by a branch.

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 Interest RateAPYMinimum to OpenNotes
Checking PLUS 1.88%  1.90%  $100 Assuming all requirements are met within the statement cycle for balances up to $25,000; rate on balances over $25,000 is 0.50%, 0.50% APY. If qualifications are not met, rate drops to 0.25%, 0.25% APY on all balances.
Simple Savings 0.50% 0.50%  $100  
Advantage Money Market ($0-$2,499) 0.00% 0.00%  $2,500  
Advantage Money Market ($2,500-$24,999) 0.50% 0.50% $2,500  
Advantage Money Market ($25,000-$99,999) 0.75% 0.75%  $2,500  
Advantage Money Market ($100,000+)  1.00% 1.00%  $2,500  
1 Year CD  2.25% 2.27%  $500  
1 Year Jumbo CD -- Internet Only Special 2.25% 2.27% $100,000 Must be opened online. Not available as an IRA. Cannot be opened in the name of a trust. Consumer accounts only.
18 Month Jumbo CD -- Internet Only Special 2.28% 2.30% $100,000 Must be opened online. Not available as an IRA. Cannot be opened in the name of a trust. Consumer accounts only.
2 Year CD  2.62% 2.65%  $500  
2 Year Jumbo CD -- Internet Only Special 2.62%

2.65%

$100,000 Must be opened online. Not available as an IRA. Cannot be opened in the name of a trust. Consumer accounts only.
27 Month Jump Up CD  2.33% 2.35%   $1,000 Jump Up option allowed one time during term of CD if rate of same term/product goes up. Requests for “jump” can be submitted only in person, by telephone or by Online Banking Secure Message.
3 Year CD  2.82% 2.85%  $500  
3 Year Jumbo CD -- Internet Only Special 2.82% 2.85% $100,000 Must be opened online. Not available as an IRA. Cannot be opened in the name of a trust. Consumer accounts only.
4 Year CD 2.87% 2.90% $500  
4 Year Jumbo CD -- Internet Only Special 2.87% 2.90% $100,000 Must be opened online. Not available as an IRA. Cannot be opened in the name of a trust. Consumer accounts only.
5 Year CD 2.97% 3.00% $500  
5 Year Jumbo CD -- Internet Only Special 2.97% 3.00% $100,000 Must be opened online. Not available as an IRA. Cannot be opened in the name of a trust. Consumer accounts only.
7 Year CD 2.97% 3.00% $500  

Individual Retirement Accounts (IRAs) are available in branch only, and are not available for online account opening.

FOR ALL ACCOUNTS LISTED: APY means Annual Percentage Yield. Rates are effective as of 06/18/18 and are subject to change without notice. APY assumes the interest rate remains constant and all interest is credited to the account monthly. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). If an interest bearing account is closed before the interest is credited, you will receive the accrued interest. Certain restrictions may apply. Fees may reduce your earnings.

CHECKING PLUS: The statement cycle cutoff date is the 5th of each month (or the first business day thereafter if the 5th falls on a weekend or holiday). Interest rate and Annual Percentage Yield (APY) may change after the account is open. The minimum balance to obtain the APY is $0.01. The daily collected balance method is used to calculate interest. This method applies a daily periodic rate to the principal in the account each day.

SIMPLE SAVINGS: Interest rate and Annual Percentage Yield (APY) may change after the account is open. The minimum balance to obtain the APY is $0.01. The daily collected balance method is used to calculate interest. This method applies a daily periodic rate to the principal in the account each day. This account requires Online Banking and E-Statements. If you opt to receive paper statements, a per statement fee of $2 will apply.

ADVANTAGE MONEY MARKET: Interest rate and Annual Percentage Yield (APY) may change after the account is open. The minimum balance to obtain the APY is $2,500. Interest is calculated on the average daily collected balance. This method applies a daily periodic rate to the average daily collected balance in the account for the period, determined by adding the full amount of principal in the account for each day of the period and dividing that figure by the number of days in the period. This account requires Online Banking and E-Statements. If you opt to receive paper statements, a per statement fee of $2 will apply.

CERTIFICATES OF DEPOSIT: The daily collected balance method is used to calculate interest. This method applies a daily periodic rate to the principal in the account each day. You may be charged a substantial penalty for early withdrawals. Jump Up option allowed one time during term of Jump Up CD if rate of same term/product goes up. Requests for “jump” can be submitted only in person, by telephone or by Online Banking Secure Message.

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NOTICE: BECAUSE THERE IS A RISK THAT INFORMATION TRANSMITTED VIA INTERNET EMAIL COULD FALL INTO THE WRONG HANDS, KS STATEBANK RECOMMENDS THAT CONFIDENTIAL INFORMATION, SUCH AS ACCOUNT NUMBERS, SOCIAL SECURITY NUMBERS, OR OTHER IDENTIFYING INFORMATION, NOT BE TRANSMITTED VIA EMAIL. INSTEAD, PLEASE CONTACT KS STATEBANK DIRECTLY AT YOUR NEAREST BANK BRANCH, OR USE OUR SECURE KS STATEBANK MESSAGE CENTER. IT IS YOUR RESPONSIBILITY TO ENSURE THAT COMMUNICATIONS VIA INTERNET EMAIL ARE VIRUS FREE. NO RESPONSIBILITY IS ACCEPTED BY KS STATEBANK FOR ANY ADVERSE CONSEQUENCES, OR VIOLATION OF ANY LAW OR REGULATION, RESULTING FROM YOUR USE OF INTERNET EMAIL.

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