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Deposit Accounts

You work hard to differentiate your business from the place down the road, and we want to be sure that you can manage your business finances in the same way. We know that no two businesses are exactly the same, and we have a lineup of business accounts designed to accommodate your individual needs.  

Be sure to check out our Business Services to see all the ways we can enhance your banking experience and save your company time and money. 

Important Information About Opening a Legal Entity Account

Effective May 11, 2018, new rules under the Bank Secrecy Act will aid the government in the fight against crimes to evade financial measures designed to combat terrorism and other national security threats.

EACH time an account is opened for a covered Legal Entity, we are required to ask you for identifying information (name, address, date of birth, social security number (as well as identification documents) for each individual that has beneficial ownership (25% or more) and one individual that has significant managerial control of the Legal Entity.

If you are opening an account on behalf of a Legal Entity, you will be required to provide the appropriate documentation and to certify that this information is true and accurate to the best of your knowledge.

We proudly support all efforts to protect and maintain the security of our clients and our country. 

Learn more about the new requirements.

 

Small Business Checking

Our easy-to-manage small business account was designed with smaller companies in mind.

  • $100 minimum deposit required to open
  • Maintain a $500 minimum balance and have the $3 monthly service charge waived
  • Receive 20 free debits and 30 free deposited items each month
  • Additional debits are $0.20 each and additional deposited items (excluding KS StateBank checks) are $0.15 each

Business Checking

Manage your high volume easily with a Business Checking account from KS StateBank.

  • $100 minimum deposit required to open
  • No minimum balance requirements
  • Reduce or eliminate your $6 monthly service charge and other fees with earnings credits
  • Receive low “per item” account fees of $0.15 per credit or debit and $0.06 per transit or clearing item (excluding KS StateBank checks)

Community Checking

This cost-effective, interest bearing business checking was designed for nonprofit organizations, government entities and sole proprietorships.

  • $100 minimum deposit required to open
  • Maintain a $2,500 minimum balance and have the $6 monthly service charge waived
  • Earn interest on your daily collected balance
  • Receive low “per item” account fees of $0.15 per credit or debit and $0.06 per transit or clearing item (excluding KS StateBank checks)

Simple Savings

The easiest way to save for your future starts here.

  • $100 minimum deposit required to open ($20 for minors under age 18)
  • No minimum balance requirements
  • No monthly service charge
  • Earn interest on your daily collected balance
  • Make up to six withdrawals per month (as limited by federal regulations)
  • Use of Online Banking and E-Statements are required
    • If you opt to receive paper statements on this account, a per statement fee of $2 will apply

Simple Savings accounts are allowed six (6) withdrawals per month. Additional withdrawals will result in a $5 fee for each occurrence. Minors under the age of 18 may open this account with $20. Fees may reduce earnings on the account. 

Business Money Market

Earn competitive, tiered interest with this low-volume business money market account.

  • $100 minimum deposit required to open
  • Make up to six withdrawals per month (as limited by federal regulations)
  • Maintain a $1,000 minimum balance and have the $10 monthly service charge waived
  • Earn interest on your daily collected balance

Business Money Market accounts are allowed six (6) withdrawals per month. Additional withdrawals will result in a $5 fee for each occurrence. Fees may reduce earnings on the account.

Choose Your Term CD (6 months to 7 years)

Save on your terms with one of our Certificates of Deposit (CDs).

  • $500 minimum deposit required to open
  • Terms are available between 6 months and 7 years
  • *1, 2 and 3 year CDs can be opened online
  • Available as collateral for a loan
  • FDIC insured CDARS CDs are available over normal FDIC insured amounts

Interest will compound quarterly. CDs are automatically renewable and, once the term expires, you have 10 calendar days to add or change the term with no penalty. A substantial penalty may be imposed for early withdrawals.

 

Please see the Deposit Account Disclosure for full account details.

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Email Disclaimer

NOTICE: BECAUSE THERE IS A RISK THAT INFORMATION TRANSMITTED VIA INTERNET EMAIL COULD FALL INTO THE WRONG HANDS, KS STATEBANK RECOMMENDS THAT CONFIDENTIAL INFORMATION, SUCH AS ACCOUNT NUMBERS, SOCIAL SECURITY NUMBERS, OR OTHER IDENTIFYING INFORMATION, NOT BE TRANSMITTED VIA EMAIL. INSTEAD, PLEASE CONTACT KS STATEBANK DIRECTLY AT YOUR NEAREST BANK BRANCH, OR USE OUR SECURE KS STATEBANK MESSAGE CENTER. IT IS YOUR RESPONSIBILITY TO ENSURE THAT COMMUNICATIONS VIA INTERNET EMAIL ARE VIRUS FREE. NO RESPONSIBILITY IS ACCEPTED BY KS STATEBANK FOR ANY ADVERSE CONSEQUENCES, OR VIOLATION OF ANY LAW OR REGULATION, RESULTING FROM YOUR USE OF INTERNET EMAIL.

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